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Clear guidance on personal and business loan enquiries.

Call us: +91 85068 04901

Your Financial Goals, Our Helping Hand.

Personal & Business Loans Made Simple.

Explore loan options from participating banks and NBFCs with clear guidance at every step.

  • Guidance at every step
  • Clear explanations
  • Responsive support
  • Careful data handling

Loan approval, interest rates and terms are decided by the lender after its own assessment. Submitting an enquiry does not guarantee a loan.

A couple reviewing their finances together on a laptop
  • Understand your optionsFrom participating lenders
  • Know what's neededRequirements explained
  • Your consent firstBefore anything is shared

Participating lenders

Explore options from participating lenders.

Loan options

Loan options for different needs

Learn about the loan types you can enquire about. Our team explains the options available through participating lenders and what each lender may need from you.

Business owner reviewing plans

Funding for working capital, inventory, equipment or expansion for proprietors, partnerships and companies.

Suitable for: Business owners, MSMEs and self-employed professionals

  • Working capital or term-loan structures
  • Secured and unsecured products exist
  • Business financials drive the lender's assessment

Loan approval, interest rates, fees and terms are decided by the lender and depend on its assessment of your application.

EMI calculator

Estimate monthly repayments using the reducing-balance method.

₹10K₹1Cr
%
0%30%
Tenure unit
yrs
1 yr30 yr

Estimated monthly EMI

₹10,871

Principal
₹5,00,000
Total interest payable
₹1,52,273
Total repayment
₹6,52,273

Illustrative calculation only. The rate you enter is an assumption, not an offer from any lender. Actual interest rates, fees, charges and EMIs are set by the lender after assessing your application.

How it works

Four clear steps

We guide you through the enquiry process. Each lender runs its own assessment.

  1. Submit your enquiry

    Share a few basic details. It takes a couple of minutes and is not a loan application.

  2. Discuss your requirements

    Our team contacts you to understand your needs and explain relevant options from participating lenders.

  3. Provide what's needed

    Complete the information and documents requested, through the approved process, with your consent.

  4. The lender decides

    The relevant lender reviews the application and communicates its decision to you.

The lender independently determines eligibility, approval, interest rates, fees and disbursal. We do not make credit decisions.

Eligibility

What lenders usually consider

There is no single eligibility rule. Each lender applies its own policy. These are the factors most lenders look at for personal and business loans.

Submitting an enquiry does not involve a credit bureau check.

  • Age and residency

    Lenders set their own age limits and residency requirements.

  • Income and employment stability

    Regular income from salary, profession or business, and how long you have earned it.

  • Business vintage and performance

    For business loans: how long the business has operated, turnover and profitability.

  • Existing liabilities

    Current EMIs and obligations, which affect how much you can comfortably repay.

  • Credit history

    Where assessed by the lender, your repayment track record on past and current credit.

  • Product-specific documents

    KYC, income proof and, for secured loans, property documents as requested by the lender.

Why choose us

Why customers enquire with 8Q Solutions

  • Guidance throughout

    We explain each stage of the enquiry and what happens next.

  • Transparent communication

    Clear information on what lenders decide and what we do.

  • Customer support

    Reach our team by phone or email during business hours.

  • Clear requirements

    Know what information a lender may ask for before you share it.

  • Responsible data handling

    We collect only what's needed and share it only with your consent.

  • Straightforward enquiry

    A short form — no credit check to submit an enquiry.

Start here

Share your requirement

Tell us a little about what you need. Our team will contact you to discuss options.

10-digit Indian mobile number

An estimate is fine

No credit check is performed when you submit an enquiry. We never ask for OTPs, card PINs or banking passwords.

Frequently asked questions

What types of loans can I enquire about?

You can enquire about personal loans and business loans. Home loans and loans against property are also available for enquiry, subject to the availability of participating lenders for your requirement and location.

How does the loan enquiry process work?

You submit a short enquiry. Our team contacts you to understand your requirement and explain the options and documents involved. If you choose to proceed, and with your consent, we help you submit an application to a participating lender. The lender then assesses the application and communicates its decision.

Does submitting an enquiry guarantee approval?

No. Submitting an enquiry is not a loan application and does not guarantee a loan. Eligibility, approval, the interest rate, fees and disbursal are decided solely by the lender after its own assessment.

What documents may be required?

Lenders usually ask for identity and address proof (KYC), income proof and bank statements. Business and property loans may need additional business or property documents. The exact list depends on the lender and product; our team will explain what is needed before you share anything.

How long does the process take?

It depends on the lender, the product and how quickly the required information and documents are available. We do not promise fixed timelines because lenders follow their own assessment processes.

Are interest rates the same across lenders?

No. Each lender sets its own interest rates, fees and charges based on its policies and its assessment of the applicant. Always review the lender's key fact statement and sanction terms before accepting an offer.

Will the enquiry automatically affect my credit score?

Submitting an enquiry on this website does not involve a credit bureau check. If you later apply to a lender, the lender may check your credit report as part of its assessment, which can be recorded as an enquiry on your credit report. We will tell you before any application is submitted.

How is my personal information handled?

We collect only what is needed to respond to your enquiry, store it securely, and restrict access to authorised staff. We share your information with a lender only with your consent. See our Privacy Policy for details, including how to withdraw consent or raise a request.

How can I contact customer support?

You can call us during business hours or write to us using the details on our Contact page. We will never ask for your OTP, card PIN or banking passwords.

Resources

Guides to help you plan

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Let’s discuss your next step.

Share a few details and our team will get in touch to understand your requirements.

Call us: +91 85068 04901 · Mon–Sat, 10:00 am – 7:00 pm IST